Cost of Adoption

Adoptive parents are faced with number of questions and choices to make once they decide to adopt. Should they do an open or closed adoption? Adopt domestically or internationally?  Adopt through the state or privately?   How much will adopting a child cost?

Financial and Governmental Assistance

Adoption costs differ from country to country.  In some countries it is illegal to charge for adoption.  Find out what the law is in your place of residence.  In the United States and Canada, the government assists adoptive parents by giving them financial assistance, in the form of a tax credit.  There are many benefits that the government gives, including tax benefits and interest free loans to adoptive parents. 

Adoption through Child Welfare

When you adopt through the child welfare system, there is no cost.  In certain areas, adoptive parents pay for the birth mother's medical expenses, but nothing beyond that.  In addition, adoptive parents might be eligible to receive a subsidy to assist  with the expenses of raising the child.

Adopting Privately

When adopting through a private agency, fees for adoption can range from $5,000 to $40,000.  This figure takes into account travel expenses, medical care and legal assistance.  When researching a private or agency adoption, be sure to examine their prices and how they determine their costs.

International Adoption

International adoption tends to be a bit more expensive, due to the travel expenses, translations and legal help.  In some cases it is necessary to translate the legal documents.  International adoption prices range from $7,000 to $30,000.

Protect yourself

It is customary for an adoption agency to request a small deposit when you file your initial adoption applications.  However, if an agency demands that you pay all or most of the fees at the beginning of your adoption process, proceed with caution.  It is advisable to agree upon a payment schedule in which you can pay when certain conditions are filled.