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Here is the deal with my insurance. I am considered contract labor/self employed in my office (I'm a residential appraiser). So basically to have maternity coverage, because when we first got insurance, my boss's son was planning on having kids and so was another girl and I think I was already pregnant, so we got insurance that covered maternity. At the time our deductible was only $1500, so it wasn't so bad. Well, everyone appeared to be done having kids, let me rephrase-my boss's son was done having kids, so they thought, why not up the deductible so our insurance premium is less. Well, I went and got pregnant. And we fall into that lovely little income bracket where we make too much money to qualify for things like CHIPS (low cost government funded child health care) or medicaid, but at the end of the month we are broke paying for everything we don't qualify for. Know what I'm saying. Here's the deal, for instance, I made about $47,000 and hubby made about $28,000 last year, as far as doc_mented income goes (he does some side jobs), but the thing is I pay about $9,000 for childcare/year, $4,200 for insurance premium, mileage, etc. So we get written down pretty low, but not low enough. I live in Texas Gabby by the way. But it just doesn't seem right to have to pay that much, does it?

Did I mention after I meet my deductible, coverage goes 80/20, so I will still get a hospital bill for the stay, any medication during labor, after labor, the pediatrician visit for the baby, etc. Man, this is b.s.

oh my goodness, that really is awful! in NY, there is no income limit for CHP (medicaid for kids) - the worst case is a parent will have to pay $9 a month if their income exceeds the allotted amount. here your kids would be eligible b/c you could say you couldn't afford your insurance for them and that's enough of a reason. move to NY, I'll get your kids on medicaid!!! so you've been to social services offices and know that texas isn't the same? that's terrible. and I thought NY was bad with benefits. you don't have anything like the freelancers union?

Gabby NY sounds like they take care of thier kids... Here in TN my mom who was unemployed after my Grandfather fired her after my fathers death tired to get my 16yr old brother INS through the state but she didn't qualify because she had too much money in a savings account for him ( like 6K) which is money he has put back from mowing yards... I was pretty ticked when I found out she couldn't get help. She has worked for 30 yrs and always paid taxes yet there are people who don't work and sit on theres b___ts and get INS... The system is so screwed up.

oops- hit the wrong b___ton!! WE aren't required to pay anything fo rour provincial health insurance and all of our visits are covered. We do not have to pay for our hospital stays or any costs incured during birth, aside from if we want a room upgrade to a private room. We do have to pay for any 3d/4d u/s we want as they are not needed by our drs. I am sorry that you guys have to pay soo much for your healthcare. Is medicaid free at least?? I seem to hear alot of posters talk about that.

medicaid is free, but obviously hard to get. you can't really work and still be eligible b/c the income requirement is soooo low. vote for obama!! maybe there will actually be some health care changes! sorry to inflict my political views! ok, I'm outy for the day. talk to ya tomm!!

Have a good night Gabby!! 3 more hours for me to go!!

SB that does really suck.. I don't know how on earth you could go that long with out him... I hate that... Have you decided if you are going to go ahead and go or try to reschedule when he should be in town??? I hope he can come home soon... I still 1hr and 15m left and I am so ready to go home.. I just wanna jump in the tub and soak...LOL. Oh i meant to tell ya'll. The baby PUNCHED me 3 times today... It was like s/he was knocking on a door... I was like okay?!? are you hungry???? LOL. I didn't know what to think.

softbreeze.. you sound SO much like me. i wrote back when we were in the 1st tri but my PC will never let me save my posts.. not sure why.. but anyway, im Amanda, 23, in Va Beach, me and bf are pregnant with our first. I am due Aug 5th. I go back in 8 days for an u/s and will hopefully find out the s_x. my bf is out of the country on work and wont be home till sometime in May, so I will be going without him, but thankfully Ive got my Mom here with me to go. So how is everyone else doing? I am still very tired sometimes.. I could almost pa__s out right now and its only almost 6p! =( Hope everyone else is well, based on my PC I will update soon..

I know momma, it sucks. He works pipeline construction and is gone for months on end. We were so excited to hahve him home for this so we had pushed it back and now this. I called today to see if I could push it back any more and they are booked out for the next month. The earliest I could get in is near the end of April and my dr said she wants one done before 22 weeks. So I guess I will go it alone. My parents are gone to Texas to visit friends( and escape the winter) for a month so mom wont be around either. I may have my best friend come with me, she would love too I am sure. Just c___ppy. I know he is feelin bad because he feels liek he is missing out on so much of the pregnancy already. I feel bad for him. And the place here that does the ultrasounds doesn't record them anymore, so he cant even see it that way. Glad to see you back Island!! I do remember you from before!! Join us, we chat more than we work!! hee hee!! I can totally sympathis with you being alone too, it sucks doesn't it. I really wish he could be there with me, but I really feel the worst for him, because he is soo excited and really wants to be there for these things. I told him we can go together to get a 3d one done, but he is kind of scared of a 3d I think!! lol!! Oh well, such is life. Am I the only sucker still at work?? It is only 4:45 here right now. 15 minutes to go!!

yeah sucker. I'm home, showered and fed already! I'm so sad to hear about hunny missing the ultrasound. I can't even imagine, I have anxiety when mike leaves for guys weekends twice a year in atlantic city and that's only for 2 nights!! SB, check your myspace already and approve me so I can check you out!!! get home safe

Hey All - well I am also totally not interested in doing anything work related, but unfortunately at work haha!! Must get some done soon though or it will be a tower of paperwork! haha. Hope you ladies are all doing great! Go for my 19th week ultra sound next week on Thurs and I cant wait to see my bubble again!!! Its soooooo fantastic actually seeing that little person in there moving around and stuff! :) Well finally starting to get a decent pot belly which I am happy about - didnt think it would ever happen haha!! How exciting is this phase of the pregnancy? Finally starting to feel human again!!!! :)

Good evening everyone & mommaminchey. I’m from Ireland. I discovered this site last year, soul searching from answers and subscribed. I lost two babies last year and I suppose surfed every website on the planet for comfort/answers. I went back on the site last week to post a message of encouragement on the miscarriage section. And then found my way to you all, the ‘August Mums In Waiting’. I am 33 years and have one little fab girl, who will be 4 years in May. She is really looking forward to the baby. She’s a real cleaver b___ton and is ensuring Daddy waits on me hand and foot. My husband is praying for a boy! says he ‘needs back up’! :) Congrats to you all, we are now supposed to be in ‘the good trimester’. I suppose today is the first day I can positively say that. After returning from work, I cooked dinner, during which time tended to 4 dogs - a Labrador, a Springer spaniel and my friends two ‘King Charles’, which thankfully were returned to my friend a hour ago! We were then visited by an old man (who I did not know), and who I think just called in because he wanted a cup of tea and a chat. Seriously, this may not happened in America but this kind of thing can happen in Ireland now and again. Anyway, he stayed and chatted for over 1 hour, recounting stories where my family all came from and wanted to know did I have a temper like my Gran Auntie, who is dead nearly 20 years…anyway he left happy, with a belly full of tea and cake and vowed to return with more stories soon as he felt I didn’t know anything about my roots and I had to be educated! :( leaving us wrecked and laughing at such a mad country we live in. So that was the extent of my evening. Must get to bed now and face my working life in the morning. Weather is terrible here, typical March weather with wind reaching 120 mph, we cla__s that as big here. So, if extremely windy tomorrow I just may not go to work… :)

Hey everyone!! Just checking in. I wish I could chat with y'all during the day!! I feel so left out ={ I'll be all right though!! Softbreeze, I sent you a friend request on myspace, I attached a note saying who I was. Does anyone else have a myspace that I don't know about?? So far I have mommaminchey, gabbysally, kitkat, and softbreeze (pending). I need to update my profile, but I hardly ever have the time anymore. Well, I got to clean my house while I have a few minutes. I will check in when I get to work tomorrow. Happy chatting thoughts!!!

Eira, I KNEW you were from Ireland! Could just tell and no, here in America, at least where I live in Texas, people are likely to get a gun in their face for stopping by at a 'stranger's' house. I am part Irish (My name is Erin and my maiden name is Farrell) and have always wanted to go to Ireland. I am sorry for your losses but very happy for the new guy growing in your belly. Have you felt movement? MommaM you are so lucky! Do you feel movement everyday, all day? I only feel it when I am lying down and OCCASIONALLY when I am sitting at my desk. I still don't understand why one day it will be crazy movement and then nothing significant for several days and then another crazy day of movement. I am thankful though that I am feeling something. SB200 I am so very sorry for your situation. If I lived where you live, I would totally go with you. Just keep in mind we are just as excited to hear what you are having, so don't forget to rush home and report! My husband is trying to get a job on an offshore rig, which would be good financially , but bad emotionally. We really want him to get the job, but in the back of my mind I think "What if he gets it in July?" because they go offshore for a month or so at a time. I have to say this too because it is a freakin miracle---I was frantically cleaning house yesterday because the realtor is coming tomorrow to list the house and guess what?! My husband actually made dinner, vacuumed AND shampooed the carpet last night. Might not seem like much, but in our household, that is something to record in the books.

Okay, I very quickly threw together a Myspace page. It's myspace/barjw. I don't know how to work it that well, keep that in mind and I will add more photos later.