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I dont know about where you live, but here in MO, we have a thig called the early head start program, and it is for low income families. I get absoultley free daycare at a very nice center, there is also help in the division of family services center to help pay the costs of day care

Here in the state of Nevada it is called Childrens Cabinet. And basically is exactly what lilmama said. Sometimes they just pay a portion of childcare. We pay 520 a month for our 4yr old and when it comes time to put our son is child care he will be about 540-560 a month. Even talk to some of the daycares and ask them for some names and numbers to get this type of a__sistance.

Maybe put an add up in the papers and find a good babysiter that would like to watch over your little one. it'll be cheaper than daycare centers

Defint_tely check into Head Start. In our local area, even if you don't totally qualify, you can apply and they take a certain % of kids who are above income level. Most, not all, of the programs are 3+, though. Try to talk to other moms about what they do, too.

i know someone that owns a center and have looked at rates myself indipendant centers seem to be cheaper than the chains and when you visit a center to check it out you can get forms to see if you qulify for stae aid. (the person i know that owns a center has a huge stack of them an her desk) otherwise i agree with karnie but b4 you decide to let someone whatch you baby meet with them and (maybe even your baby too) and see if there will be others the same age for when the baby is older ( they might play better that way)

Trying to find the best daycare for the least amount of money is a tricky thing. Every state should have childcare a__sistance. You should be able to find out if you qualify on their websites. I personally don't qualify to use childcare a__sistance, but I pay $87.50/ week for my daughter. I used to pay $100/week, but I found another daycare that worked better for me. I don't think I sacrificed at all in the quality of care for the cheaper price. I can "spy" on my daughter at any time on the internet at this new daycare. You have to be persistent. And 5 Months pregnant is about the time to be looking into this... most daycares will have waiting lists, and you want time to select the right one. Make sure you tour your daycares, even the kitchen, and put the owner/operators under the interrogation lamp. Look into childcare a__sistance. If you don't qualify, I hate to say it, but if you own some neat "toys" that you still owe money on, that you pay on each month, you may have to sell one or more of them so that you can afford child care.

I have had to find day care several times at a good rate. i have found that stay at home mom and at home day cares are the cheapest and sometimes the best way to go. Put up a note at your church, post office, mail box etc. that you are looking for home day care and you can only pay $_ amount. i am expecting my third child now and we thought we could never afford child care to begin with. They will work with you because they want to stay home.

When I had my first baby, my husband and I worked opposite shifts so that we wouldn't have to pay for day care. (I worked days, he worked nights) When we had our second, he decided he'd rather work two full-time jobs than take care of two kids half the time, so now I'm staying home.

I understand what you are going through. its sad we don't offer nothing in terms of child care help and it is neca__sary for two parents to support a family. not everyone has the option of family help and why only offer a__sistance to the very poor and keep people on public a__sistance. i wish you the best of luck. speak out. i know a lot of people in similar situations and it is tough. not poor enough to qualify for a__sistance, the wife doesn't make enough to pay for child care since more of the check goes toward child care than they earn and they can't afford just to live of the fathers inccome. i just think its a shame how we won't even acknoledge this problem. try finding a job where you can work different scheules than your husband, maybe try to find others having trouble afford it and take turns watching each others kids?search around for child care centers. see if there is places you can go to learn about all child care options where you live. see if you qualify for any help. try doing something you can do from home. i wish you the best of luck. you'll figure it out. speak up and get politically active.

You have to look at it this way. Your childcare provider is the MOST valuable investment that you will make. This person will be in charge of the life of your baby. Even if it cost 1/2 of your monthly income, staying at work you most likely get health ins, and retirement benefits, so you definately won't want to stay home. Try talking with your husband and seeing where your money goes and how you can crunch number to make it happen. It will be hard, but it is so important not to skimp when it comes to childcare. I currently pay 440 a month and will be paying out 880 when baby 2 comes. I have no idea how we will do it, but it will work out. Good luck. Oh, check in home daycare, they are usually less that centers

Child care is quite expensive, no matter how you look at it, but it's a very personal decision. Not everybody, despite insurance coverage or retirement, can afford to maintain a job outside the home. However, if need be, you could, as suggested, see if you can find someone from a church to watch your child. They might be less expensive than a day-care center, not to mention your child would have more one-on-one interaction. If this doesn't end up being the case, though, sometimes putting your current career on hold for a few years may be the only other realistic option. With that option, you may have to change careers, to work your income needs around your child care needs. For instance, could you drive a school bus? Bus companies often allow you to take your child(ren) with you. Some small "mom and pop" stores, if they're in your area, allow you to bring children with you. How about working a different shift (such as second or third) so you and your hubby could alternate caring for your child? Are there any places in your area that hire home-based workers? If you've trained or earned a degree in a certain field, making these changes can sometimes be difficult, but there have been women who have been commsumate career women, earning six-figure incomes...until they had children, and then felt being home with the kids (or working from home so they could maintain the best of both worlds), was worth more in the long run. And, sometimes you aren't aware you'll feel a certain way about the whole thing until the event happens. When I had my first child (he's now 23), I couldn't stomach the thought of someone else watching him, so I became a homemaker. I did odd jobs on the side, to bring home some extra money...babysitting, selling Avon, housecleaning, typing letters. All four of my children from my first marriage are now all grown up, or nearly all grown up, but I'm expecting my fifth child (at age 47). I'm not sure what I'll do, but my husband is prepared to work extra hours or an extra job, if I become a full-time homemaker. I'm hoping, though, that my current work will be flexible. If not, I'll be checking into some of the aforementioned choices.

a stay at home mom would be the best way to go. iam one myself and babysite kdis in my home. i babysite 1-6daily. plus my two kids. I really enjoy being around kids. and it gives me enough to stay home....although i earn it LOL cause i only charge 15$/day.

We are not poor enough for a__sistance but we cannot live off my hubby's salary. Lucky for me I work at home and am self employed. I could work about 15 hours comfortably without daycare. My mom will come one day a week, so that makes 20. If I only work 20 hrs a week then that is fine- half the money I make the rest of the week would be going to daycare anyway. I think if you have no skills which enable you to work at home, babysitting is definetly a great choice.You could charge $300 to $500 a month each kid (depending where you live) and make a nice income. Check with your state, there is a limit to the number of kids before babysitting becomes daycare (and then you'd need a license). If business is booming, I will definetly look for someone that I can pay like $25 a day to watch my kid once or twice a week! (Daycare is like $700 a month here, so it would be about $35 a day IF you can find one you can do one day a week).

If I could not afford daycare, I would probably waitress a few nights/week. I wanted to do that anyway but my husband said no. I could work 3 nights a week and bring home the same amount I do after you subtract the daycare. How much is daycare in your area? I live in Ohio and in my area the least expensive center I found that I liked was $175/week. My sister who also got pregnant quit her job and watched my son for the first 6 months. She watched him till Friday and had her son on a Sunday. Ask around because you might be able to find someone that watches children out of their home that you can trust. Try to stay home with your baby until it is 3 months +. If I had to drop my son off to a stranger at 6 weeks, I would have cried my eyes out.

I am a new grand ma and looking for a preschool children to care for in my home for working mother's. I live in Long Beach New York. I can be contacted at:: 516-432-1960